Unless you've just won Lotto or inherited the family fortune, it's around now that you need to talk to the bank or a mortgage broker.
- It's important to shop around. Although interest rates tend to be on par, other conditions can make a big difference to how much and how quickly you will repay.
- Before you talk, make sure you have as much information as possible at your fingertips.
- How much do you think you'll need?
- How much can you afford to repay each month?
- Have an idea of your upper and lower limits.
Related article: Building Budgets - how to achieve good design, within your budget...
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